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Updated July 2026Zillowmonthly

63304 Real Estate Market Update: Saint Charles, MO, July 2026

Analysis by INEYA Studio. Data updated July 2026 from Zillow Research.

The latest housing-market numbers for ZIP code 63304 in Saint Charles, Missouri, for July 2026: a $411K median sale price, straight from Zillow Research. ZIP-level figures are monthly figures, smoothed over three months by Zillow.

$411K
Median sale price, July 2026
$361K
A year earlier, in 2025
18
Days to pending
102.3%
Sale-to-list
ZIP 63304, Saint Charles, MO, July 2026. Source: Zillow.
MetricValueMoMYoY
Median sale price$411K▲ +6.6%▲ +13.9%
Days to pending18▲ +5.9%n/a
Homes for sale98▲ +5.4%▼ -3.0%
Sale-to-list102.3%▲ +0.1%n/a
New listings60▲ +1.7%▲ +9.1%

Figures from Zillow Research (monthly figures, smoothed over three months by Zillow). Verify against your MLS before posting. Not a valuation for a specific home.

What the 63304 numbers say

Prices in Saint Charles's 63304 ZIP are still climbing. The median sale price reached $411,424, up 13.9% year over year. Homes here move fast: a typical listing goes under contract in about 18 days, and sellers are getting 102.3% of list price.

With 98 homes for sale and 60 new listings this month, 63304 is currently an active market.

What this means if you sell in 63304

Use these figures to set expectations early with each client. Lead a listing appointment with the $411K median price and the 18-day pace, show the year-over-year direction, and frame 63304 as an active market. A buyer or seller client trusts an agent who knows their exact ZIP, not just the metro average.

How we track the 63304 market

We built LOKAL to pull 63304's numbers straight from Zillow Research, so an agent and a client read from the same source. For July 2026 we recorded a $411K median sale price, +13.9% year over year, a 102.3% sale-to-list ratio and a +6.6% month-over-month move with 98 homes for sale. That compares with roughly $361K a year earlier, in 2025. We refresh every ZIP monthly from Zillow Research, which only publishes a smoothed median once a ZIP has enough transactions, so the median stays reliable instead of noisy. Both sources have published ZIP-level series for years, which is what lets us show month-over-month and year-over-year change here in 2026. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.

ZIP-code areas follow U.S. Postal Service boundaries; for complementary demographics on 63304 (population, median household income, owner-occupancy), see the U.S. Census Bureau profile for this ZIP Code Tabulation Area. LOKAL covers price and pace; the Census covers who lives there.

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Frequently asked: the 63304 housing market

What is the median home price in ZIP 63304 (Saint Charles, MO)?
As of July 2026, the median sale price in ZIP 63304 is $411,424 (+13.9% year over year), per Zillow Research. Figures are monthly figures, smoothed over three months by Zillow for this ZIP code.
Is ZIP 63304 a buyer's or seller's market right now?
ZIP 63304 is currently an active market, based on a 102.3% sale-to-list ratio, about 18 days on market for July 2026.
How long do homes take to sell in ZIP 63304?
A typical listing in 63304 goes under contract in about 18 days as of July 2026. Always verify against your local MLS before quoting figures to clients.
Where does this 63304 market data come from?
All figures for 63304 come from Zillow Research: monthly figures, smoothed over three months by Zillow. LOKAL turns them into a ready-to-post carousel, story and square graphic. LOKAL is not affiliated with Zillow.

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Data credited to its source on every update. LOKAL is independent.

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Data from Zillow Research (ZIP-level market data, monthly figures, smoothed over three months by Zillow), not a valuation for a specific home.