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Updated July 2026Zillowmonthly

38655 Real Estate Market Update: Oxford, MS, July 2026

Analysis by INEYA Studio. Data updated July 2026 from Zillow Research.

The latest housing-market numbers for ZIP code 38655 in Oxford, Mississippi, for July 2026: a $438K median sale price, straight from Zillow Research. ZIP-level figures are monthly figures, smoothed over three months by Zillow.

$438K
Median sale price, July 2026
$420K
A year earlier, in 2025
70
Days to pending
97.2%
Sale-to-list
ZIP 38655, Oxford, MS, July 2026. Source: Zillow.
MetricValueMoMYoY
Median sale price$438K▼ -1.3%▲ +4.3%
Days to pending70▲ +14.8%▲ +22.8%
Homes for sale561▲ +2.6%▲ +39.9%
Sale-to-list97.2%▼ -0.1%▲ +0.1%
New listings137▼ -16.0%▲ +17.1%

Figures from Zillow Research (monthly figures, smoothed over three months by Zillow). Verify against your MLS before posting. Not a valuation for a specific home.

What the 38655 numbers say

Prices in Oxford's 38655 ZIP are still climbing. The median sale price reached $438,178, up 4.3% year over year. The market has loosened: a typical listing now takes around 70 days to go under contract, with sellers getting 97.2% of list price.

With 561 homes for sale and 137 new listings this month, 38655 is currently an active market.

What this means if you sell in 38655

Use these figures to set expectations early with each client. Lead a listing appointment with the $438K median price and the 70-day pace, show the year-over-year direction, and frame 38655 as an active market. A buyer or seller client trusts an agent who knows their exact ZIP, not just the metro average.

How we track the 38655 market

We built LOKAL to pull 38655's numbers straight from Zillow Research, so an agent and a client read from the same source. For July 2026 we recorded a $438K median sale price, +4.3% year over year, a 97.2% sale-to-list ratio and a -1.3% month-over-month move with 561 homes for sale. That compares with roughly $420K a year earlier, in 2025. We refresh every ZIP monthly from Zillow Research, which only publishes a smoothed median once a ZIP has enough transactions, so the median stays reliable instead of noisy. Both sources have published ZIP-level series for years, which is what lets us show month-over-month and year-over-year change here in 2026. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.

ZIP-code areas follow U.S. Postal Service boundaries; for complementary demographics on 38655 (population, median household income, owner-occupancy), see the U.S. Census Bureau profile for this ZIP Code Tabulation Area. LOKAL covers price and pace; the Census covers who lives there.

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Frequently asked: the 38655 housing market

What is the median home price in ZIP 38655 (Oxford, MS)?
As of July 2026, the median sale price in ZIP 38655 is $438,178 (+4.3% year over year), per Zillow Research. Figures are monthly figures, smoothed over three months by Zillow for this ZIP code.
Is ZIP 38655 a buyer's or seller's market right now?
ZIP 38655 is currently an active market, based on a 97.2% sale-to-list ratio, about 70 days on market for July 2026.
How long do homes take to sell in ZIP 38655?
A typical listing in 38655 goes under contract in about 70 days as of July 2026. Always verify against your local MLS before quoting figures to clients.
Where does this 38655 market data come from?
All figures for 38655 come from Zillow Research: monthly figures, smoothed over three months by Zillow. LOKAL turns them into a ready-to-post carousel, story and square graphic. LOKAL is not affiliated with Zillow.

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Data credited to its source on every update. LOKAL is independent.

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Data from Zillow Research (ZIP-level market data, monthly figures, smoothed over three months by Zillow), not a valuation for a specific home.