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Updated July 2026Zillowmonthly

38401 Real Estate Market Update: Columbia, TN, July 2026

Analysis by INEYA Studio. Data updated July 2026 from Zillow Research.

The latest housing-market numbers for ZIP code 38401 in Columbia, Tennessee, for July 2026: a $366K median sale price, straight from Zillow Research. ZIP-level figures are monthly figures, smoothed over three months by Zillow.

$366K
Median sale price, July 2026
$341K
A year earlier, in 2025
64
Days to pending
97.4%
Sale-to-list
ZIP 38401, Columbia, TN, July 2026. Source: Zillow.
MetricValueMoMYoY
Median sale price$366K▲ +4.7%▲ +7.5%
Days to pending64▲ +4.9%▲ +25.5%
Homes for sale480▲ +1.1%▲ +20.6%
Sale-to-list97.4%▼ -0.4%▼ -1.0%
New listings113▼ -11.0%▲ +1.8%

Figures from Zillow Research (monthly figures, smoothed over three months by Zillow). Verify against your MLS before posting. Not a valuation for a specific home.

What the 38401 numbers say

Prices in Columbia's 38401 ZIP are still climbing. The median sale price reached $366,228, up 7.5% year over year. The market has loosened: a typical listing now takes around 64 days to go under contract, with sellers getting 97.4% of list price.

With 480 homes for sale and 113 new listings this month, 38401 is currently an active market.

What this means if you sell in 38401

Use these figures to set expectations early with each client. Lead a listing appointment with the $366K median price and the 64-day pace, show the year-over-year direction, and frame 38401 as an active market. A buyer or seller client trusts an agent who knows their exact ZIP, not just the metro average.

How we track the 38401 market

We built LOKAL to pull 38401's numbers straight from Zillow Research, so an agent and a client read from the same source. For July 2026 we recorded a $366K median sale price, +7.5% year over year, a 97.4% sale-to-list ratio and a +4.7% month-over-month move with 480 homes for sale. That compares with roughly $341K a year earlier, in 2025. We refresh every ZIP monthly from Zillow Research, which only publishes a smoothed median once a ZIP has enough transactions, so the median stays reliable instead of noisy. Both sources have published ZIP-level series for years, which is what lets us show month-over-month and year-over-year change here in 2026. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.

ZIP-code areas follow U.S. Postal Service boundaries; for complementary demographics on 38401 (population, median household income, owner-occupancy), see the U.S. Census Bureau profile for this ZIP Code Tabulation Area. LOKAL covers price and pace; the Census covers who lives there.

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Frequently asked: the 38401 housing market

What is the median home price in ZIP 38401 (Columbia, TN)?
As of July 2026, the median sale price in ZIP 38401 is $366,228 (+7.5% year over year), per Zillow Research. Figures are monthly figures, smoothed over three months by Zillow for this ZIP code.
Is ZIP 38401 a buyer's or seller's market right now?
ZIP 38401 is currently an active market, based on a 97.4% sale-to-list ratio, about 64 days on market for July 2026.
How long do homes take to sell in ZIP 38401?
A typical listing in 38401 goes under contract in about 64 days as of July 2026. Always verify against your local MLS before quoting figures to clients.
Where does this 38401 market data come from?
All figures for 38401 come from Zillow Research: monthly figures, smoothed over three months by Zillow. LOKAL turns them into a ready-to-post carousel, story and square graphic. LOKAL is not affiliated with Zillow.

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Data credited to its source on every update. LOKAL is independent.

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Data from Zillow Research (ZIP-level market data, monthly figures, smoothed over three months by Zillow), not a valuation for a specific home.