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Updated July 2026Zillowmonthly

95628 Real Estate Market Update: Fair Oaks, CA, July 2026

Analysis by INEYA Studio. Data updated July 2026 from Zillow Research.

The latest housing-market numbers for ZIP code 95628 in Fair Oaks, California, for July 2026: a $613K median sale price, straight from Zillow Research. ZIP-level figures are monthly figures, smoothed over three months by Zillow.

$613K
Median sale price, July 2026
$614K
A year earlier, in 2025
31
Days to pending
99.7%
Sale-to-list
ZIP 95628, Fair Oaks, CA, July 2026. Source: Zillow.
MetricValueMoMYoY
Median sale price$613K▲ +0.5%▼ -0.1%
Days to pending31▲ +10.7%▼ -6.1%
Homes for sale145▼ -0.7%▼ -5.8%
Sale-to-list99.7%▼ -0.4%▲ +0.7%
New listings50▼ -10.7%▼ -15.3%

Figures from Zillow Research (monthly figures, smoothed over three months by Zillow). Verify against your MLS before posting. Not a valuation for a specific home.

What the 95628 numbers say

The 95628 ZIP in Fair Oaks is leveling off. The median sale price is $613,087, roughly flat year over year. Homes here move fast: a typical listing goes under contract in about 31 days, and sellers are getting 99.7% of list price.

With 145 homes for sale and 50 new listings this month, 95628 is currently an active market.

What this means if you sell in 95628

Use these figures to set expectations early with each client. Lead a listing appointment with the $613K median price and the 31-day pace, show the year-over-year direction, and frame 95628 as an active market. A buyer or seller client trusts an agent who knows their exact ZIP, not just the metro average.

How we track the 95628 market

We built LOKAL to pull 95628's numbers straight from Zillow Research, so an agent and a client read from the same source. For July 2026 we recorded a $613K median sale price, -0.1% year over year, a 99.7% sale-to-list ratio and a +0.5% month-over-month move with 145 homes for sale. That compares with roughly $614K a year earlier, in 2025. We refresh every ZIP monthly from Zillow Research, which only publishes a smoothed median once a ZIP has enough transactions, so the median stays reliable instead of noisy. Both sources have published ZIP-level series for years, which is what lets us show month-over-month and year-over-year change here in 2026. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.

ZIP-code areas follow U.S. Postal Service boundaries; for complementary demographics on 95628 (population, median household income, owner-occupancy), see the U.S. Census Bureau profile for this ZIP Code Tabulation Area. LOKAL covers price and pace; the Census covers who lives there.

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Frequently asked: the 95628 housing market

What is the median home price in ZIP 95628 (Fair Oaks, CA)?
As of July 2026, the median sale price in ZIP 95628 is $613,087 (-0.1% year over year), per Zillow Research. Figures are monthly figures, smoothed over three months by Zillow for this ZIP code.
Is ZIP 95628 a buyer's or seller's market right now?
ZIP 95628 is currently an active market, based on a 99.7% sale-to-list ratio, about 31 days on market for July 2026.
How long do homes take to sell in ZIP 95628?
A typical listing in 95628 goes under contract in about 31 days as of July 2026. Always verify against your local MLS before quoting figures to clients.
Where does this 95628 market data come from?
All figures for 95628 come from Zillow Research: monthly figures, smoothed over three months by Zillow. LOKAL turns them into a ready-to-post carousel, story and square graphic. LOKAL is not affiliated with Zillow.

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Data from Zillow Research (ZIP-level market data, monthly figures, smoothed over three months by Zillow), not a valuation for a specific home.