Updated July 2026Zillow Research
San Francisco vs San Jose: real estate market, July 2026
A side-by-side housing-market snapshot for San Francisco, CA and San Jose, CA for July 2026: San Jose at a $1.31M median versus $1.55M in San Francisco, plus days to pending and the buyer-vs-seller balance, built on Zillow Research figures.
| Metric | San Francisco, CA | San Jose, CA |
|---|---|---|
| Median sale price | $1.55M ▲ +12.1% | $1.31M ▼ -7.3% |
| Days to pending | 33 ▼ -25.0% | 37 ▲ +8.8% |
| Homes for sale | 893 ▼ -28.1% | 1,547 ▲ +6.0% |
| Sale-to-list | 117.2% ▲ +9.1% | 102.4% ▼ -0.7% |
| Months of supply (est.) | 2.1 ▼ -24.2% | 1.9 ▲ +14.6% |
| Homes sold (est.) | 720 ▲ +10.9% | 980 ▼ -6.6% |
(est.) = LOKAL estimate, not published by the source at city level.
Metro figures from Zillow Research, ZIP figures from Zillow Research where published, otherwise from the last public Redfin release (each post names its source). Verify against your MLS before posting.
The verdict
As of July 2026, San Jose is the more affordable of the two at a $1,308,231 median sale price, about 15% below San Francisco ($1,547,623). San Francisco is the faster-moving market, with homes going under contract in about 33 days versus 37 in San Jose.
Which market fits your client?
For a buyer client, San Francisco offers a little more breathing room, with an estimated 2.1 months of supply against 1.9 in San Jose, which usually means less bidding pressure. For a seller client, San Jose is the tighter market, with a 102.4% sale-to-list ratio. On price momentum, San Francisco is appreciating faster (+12.1% vs -7.3% year over year).
How we compare these markets
We built LOKAL to pull San Francisco's and San Jose's numbers straight from Zillow Research, so an agent and a client compare like for like. For July 2026 we recorded a $1.31M median in San Jose and a $1.55M median in San Francisco, against roughly $1.41M a year earlier in 2025. Zillow Research has published these city-level series monthly since 2018, which is what lets us show year-over-year change here in 2026. For complementary demographics on each metro (population and median household income), see the U.S. Census Bureau. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.
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LOKAL builds the finished carousel, story and square, with these Zillow Research figures already in place, for San Francisco or San Jose.
Full San Francisco and San Jose market updates
Frequently asked
- Is San Francisco or San Jose more affordable?
- As of July 2026, San Jose is the more affordable market at a $1,308,231 median sale price, about 15% below San Francisco ($1,547,623), per Zillow Research.
- Which market moves faster, San Francisco or San Jose?
- San Francisco moves faster: a typical listing goes under contract in about 33 days, versus 37 days in San Jose (July 2026).
- Is San Francisco or San Jose better for buyers right now?
- San Francisco gives buyers a little more room, with an estimated 2.1 months of supply versus 1.9 in San Jose. More months of supply usually means less competition and more negotiating leverage for buyers.
- Where do these San Francisco and San Jose numbers come from?
- Both metros draw on Zillow Research, refreshed monthly. LOKAL turns the figures into a ready-to-post carousel, story and square for either city. LOKAL is not affiliated with Zillow; always verify against your local MLS before quoting figures to clients.
More San Francisco comparisons
Data from Zillow Research. Figures are metro-level snapshots, not valuations for a specific home.