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Updated July 2026Zillow Research

Oakland vs San Francisco: real estate market, July 2026

Analysis by INEYA Studio. Data updated July 2026 from Zillow Research.

A side-by-side housing-market snapshot for Oakland, CA and San Francisco, CA for July 2026: Oakland at a $752K median versus $1.55M in San Francisco, plus days to pending and the buyer-vs-seller balance, built on Zillow Research figures.

Oakland vs San Francisco, July 2026: value with year-over-year change. Source: Zillow Research.
MetricOakland, CASan Francisco, CA
Median sale price$752K ▲ +1.1%$1.55M ▲ +12.1%
Days to pending38 ▼ -25.5%33 ▼ -25.0%
Homes for sale743 ▼ -22.1%893 ▼ -28.1%
Sale-to-list114.4% ▲ +6.3%117.2% ▲ +9.1%
Months of supply (est.)2.5 ▼ -2.2%2.1 ▼ -24.2%
Homes sold (est.)560 ▲ +1.0%720 ▲ +10.9%

(est.) = LOKAL estimate, not published by the source at city level.

Metro figures from Zillow Research, ZIP figures from Zillow Research where published, otherwise from the last public Redfin release (each post names its source). Verify against your MLS before posting.

The verdict

As of July 2026, Oakland is the more affordable of the two at a $752,355 median sale price, about 51% below San Francisco ($1,547,623). San Francisco is the faster-moving market, with homes going under contract in about 33 days versus 38 in Oakland.

Which market fits your client?

For a buyer client, Oakland offers a little more breathing room, with an estimated 2.5 months of supply against 2.1 in San Francisco, which usually means less bidding pressure. For a seller client, San Francisco is the tighter market, with a 117.2% sale-to-list ratio. On price momentum, San Francisco is appreciating faster (+12.1% vs +1.1% year over year).

How we compare these markets

We built LOKAL to pull Oakland's and San Francisco's numbers straight from Zillow Research, so an agent and a client compare like for like. For July 2026 we recorded a $752K median in Oakland and a $1.55M median in San Francisco, against roughly $744K a year earlier in 2025. Zillow Research has published these city-level series monthly since 2018, which is what lets us show year-over-year change here in 2026. For complementary demographics on each metro (population and median household income), see the U.S. Census Bureau. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.

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LOKAL builds the finished carousel, story and square, with these Zillow Research figures already in place, for Oakland or San Francisco.

Full Oakland and San Francisco market updates

Oakland, CA market update San Francisco, CA market update All California metros

Frequently asked

Is Oakland or San Francisco more affordable?
As of July 2026, Oakland is the more affordable market at a $752,355 median sale price, about 51% below San Francisco ($1,547,623), per Zillow Research.
Which market moves faster, Oakland or San Francisco?
San Francisco moves faster: a typical listing goes under contract in about 33 days, versus 38 days in Oakland (July 2026).
Is Oakland or San Francisco better for buyers right now?
Oakland gives buyers a little more room, with an estimated 2.5 months of supply versus 2.1 in San Francisco. More months of supply usually means less competition and more negotiating leverage for buyers.
Where do these Oakland and San Francisco numbers come from?
Both metros draw on Zillow Research, refreshed monthly. LOKAL turns the figures into a ready-to-post carousel, story and square for either city. LOKAL is not affiliated with Zillow; always verify against your local MLS before quoting figures to clients.

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Data from Zillow Research. Figures are metro-level snapshots, not valuations for a specific home.