Updated July 2026Zillowmonthly
32034 Real Estate Market Update: Fernandina Beach, FL, July 2026
The latest housing-market numbers for ZIP code 32034 in Fernandina Beach, Florida, for July 2026: a $647K median sale price, straight from Zillow Research. ZIP-level figures are monthly figures, smoothed over three months by Zillow.
| Metric | Value | MoM | YoY |
|---|---|---|---|
| Median sale price | $647K | ▼ -3.0% | ▲ +2.7% |
| Days to pending | 92 | ▼ -9.8% | • 0.0% |
| Homes for sale | 602 | ▲ +1.2% | ▼ -16.2% |
| Sale-to-list | 96.0% | ▼ -0.2% | ▲ +0.5% |
| New listings | 124 | ▲ +2.5% | ▲ +1.6% |
Figures from Zillow Research (monthly figures, smoothed over three months by Zillow). Verify against your MLS before posting. Not a valuation for a specific home.
What the 32034 numbers say
Prices in Fernandina Beach's 32034 ZIP are still climbing. The median sale price reached $647,155, up 2.7% year over year. The market has loosened: a typical listing now takes around 92 days to go under contract, with sellers getting 96.0% of list price.
With 602 homes for sale and 124 new listings this month, 32034 is currently an active market.
What this means if you sell in 32034
Use these figures to set expectations early with each client. Lead a listing appointment with the $647K median price and the 92-day pace, show the year-over-year direction, and frame 32034 as an active market. A buyer or seller client trusts an agent who knows their exact ZIP, not just the metro average.
How we track the 32034 market
We built LOKAL to pull 32034's numbers straight from Zillow Research, so an agent and a client read from the same source. For July 2026 we recorded a $647K median sale price, +2.7% year over year, a 96.0% sale-to-list ratio and a -3.0% month-over-month move with 602 homes for sale. That compares with roughly $630K a year earlier, in 2025. We refresh every ZIP monthly from Zillow Research, which only publishes a smoothed median once a ZIP has enough transactions, so the median stays reliable instead of noisy. Both sources have published ZIP-level series for years, which is what lets us show month-over-month and year-over-year change here in 2026. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.
ZIP-code areas follow U.S. Postal Service boundaries; for complementary demographics on 32034 (population, median household income, owner-occupancy), see the U.S. Census Bureau profile for this ZIP Code Tabulation Area. LOKAL covers price and pace; the Census covers who lives there.
Turn these 32034 numbers into a finished post.
Open LOKAL with ZIP 32034 already loaded, not a nearby city. You'll get a carousel, story and square graphic carrying these exact figures, ready to export in seconds.
Build the 32034 post →Frequently asked: the 32034 housing market
- What is the median home price in ZIP 32034 (Fernandina Beach, FL)?
- As of July 2026, the median sale price in ZIP 32034 is $647,155 (+2.7% year over year), per Zillow Research. Figures are monthly figures, smoothed over three months by Zillow for this ZIP code.
- Is ZIP 32034 a buyer's or seller's market right now?
- ZIP 32034 is currently an active market, based on a 96.0% sale-to-list ratio, about 92 days on market for July 2026.
- How long do homes take to sell in ZIP 32034?
- A typical listing in 32034 goes under contract in about 92 days as of July 2026. Always verify against your local MLS before quoting figures to clients.
- Where does this 32034 market data come from?
- All figures for 32034 come from Zillow Research: monthly figures, smoothed over three months by Zillow. LOKAL turns them into a ready-to-post carousel, story and square graphic. LOKAL is not affiliated with Zillow.
Get the 32034 update in your inbox every month. Free.
The same finished numbers as this page, refreshed monthly, plus a calendar feed so it comes to you. No card, unsubscribe in one click.
Data credited to its source on every update. LOKAL is independent.
More Florida markets
Nearby Florida ZIP codes
Embed this update on your site
Data from Zillow Research (ZIP-level market data, monthly figures, smoothed over three months by Zillow), not a valuation for a specific home.