Updated July 2026Zillowmonthly
34685 Real Estate Market Update: Palm Harbor, FL, July 2026
The latest housing-market numbers for ZIP code 34685 in Palm Harbor, Florida, for July 2026: a $495K median sale price, straight from Zillow Research. ZIP-level figures are monthly figures, smoothed over three months by Zillow.
| Metric | Value | MoM | YoY |
|---|---|---|---|
| Median sale price | $495K | ▲ +7.2% | n/a |
| Days to pending | 80 | n/a | n/a |
| Homes for sale | 110 | ▼ -3.5% | ▼ -27.2% |
| New listings | 26 | ▼ -18.7% | ▼ -7.1% |
Figures from Zillow Research (monthly figures, smoothed over three months by Zillow). Verify against your MLS before posting. Not a valuation for a specific home.
What the 34685 numbers say
The 34685 ZIP in Palm Harbor is leveling off. The median sale price is $495,414, roughly flat year over year. The market has loosened: a typical listing now takes around 80 days to go under contract, with sellers getting close to list price.
With 110 homes for sale and 26 new listings this month, 34685 is currently an active market.
What this means if you sell in 34685
Use these figures to set expectations early with each client. Lead a listing appointment with the $495K median price and the 80-day pace, show the year-over-year direction, and frame 34685 as an active market. A buyer or seller client trusts an agent who knows their exact ZIP, not just the metro average.
How we track the 34685 market
We built LOKAL to pull 34685's numbers straight from Zillow Research, so an agent and a client read from the same source. For July 2026 we recorded a $495K median sale price and a +7.2% month-over-month move with 110 homes for sale. We refresh every ZIP monthly from Zillow Research, which only publishes a smoothed median once a ZIP has enough transactions, so the median stays reliable instead of noisy. Both sources have published ZIP-level series for years, which is what lets us show month-over-month and year-over-year change here in 2026. LOKAL is independent and not affiliated with Zillow; always verify against your MLS before you publish.
ZIP-code areas follow U.S. Postal Service boundaries; for complementary demographics on 34685 (population, median household income, owner-occupancy), see the U.S. Census Bureau profile for this ZIP Code Tabulation Area. LOKAL covers price and pace; the Census covers who lives there.
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Open LOKAL with ZIP 34685 already loaded, not a nearby city. You'll get a carousel, story and square graphic carrying these exact figures, ready to export in seconds.
Build the 34685 post →Frequently asked: the 34685 housing market
- What is the median home price in ZIP 34685 (Palm Harbor, FL)?
- As of July 2026, the median sale price in ZIP 34685 is $495,414, per Zillow Research. Figures are monthly figures, smoothed over three months by Zillow for this ZIP code.
- Is ZIP 34685 a buyer's or seller's market right now?
- ZIP 34685 is currently an active market, based on about 80 days on market for July 2026.
- How long do homes take to sell in ZIP 34685?
- A typical listing in 34685 goes under contract in about 80 days as of July 2026. Always verify against your local MLS before quoting figures to clients.
- Where does this 34685 market data come from?
- All figures for 34685 come from Zillow Research: monthly figures, smoothed over three months by Zillow. LOKAL turns them into a ready-to-post carousel, story and square graphic. LOKAL is not affiliated with Zillow.
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Data from Zillow Research (ZIP-level market data, monthly figures, smoothed over three months by Zillow), not a valuation for a specific home.